What insurance is?
When we think about insurance, the first thought is free from financial losses due to unexpected accidents coming. Because the purpose of insurance is basically to reduce the uncertainty of the possibility of unexpected losses. Overall, insurance is defined as an agreement where a person makes a bond with an insured to receive a premium to provide reimbursement to him for any loss, damage, or loss which may be experienced due to unforeseen events.
What insurance benefits?
Insurance is known include life insurance, general insurance and health insurance. General insurance is insurance that protects the property and its contents such as houses, apartments, cars and others.
Car insurance is intended to protect from the threat of unforeseen hazards such as collision, theft of car parts or even the car itself is stolen. By protecting a car with insurance, we can drive a car with a sense of calm and safe to travel anywhere.
Lets say auto insurance center quotes, types of this insurance coverage consists of:
- Combined Insurance (Comprehensive) or All Risk
Guarantee losses resulting from major and minor accidents or loss with the imposition of additional equipment / vehicle destruction or loss.
- Insurance Losses Total (Total Loss Only / TLO)
Guarantee losses resulting from accidents with minimum damage to 75% of the sum insured or the vehicle is lost.
In addition to the basic protections such as the above, car insurance also provides liability insurance expansion such as the law against third parties and passengers, riots (Strike, Riot and Civil Commotion), Natural Disasters (Act of God), etc. To learn more about the various terms in the fields of insurance, you can see on the page Glossary of Insurance.
At present, it is very easy for you to obtain car insurance an attractive and appropriate to the needs of as many auto insurance center quotes are competing by offering interesting programs. More and more people are insured indicates that the awareness to protect the price of their items from the possibility of danger is getting better.
Auto insurance center quotes now compete to provide the best service for the community, both in terms of programs to claim problems.
Perhaps you are one of a very busy person, a task force to frequently travel outside the city or the country in the long term. If you have a private car, it should be noted that when returned later, the vehicle is not in the condition of abandoned or tragic. The first step you should do is to wash the car before abandonment. Then, follow these tips:
1. The position of the handbrake released
If left in a state of emergency brake in, especially for a prolonged period, will occur adhesiveness between oil disc brakes, especially for vehicles that have Tromol the rear wheels. One additional thing, it is better you leave the car keys depending on your vehicle’s steering wheel. If your house has a maid, this will be very useful for heating a vehicle every day. But do not leave your car keys if it does not have a garage or out in the open.
2. Wiper with foam padding or logs
When kept in contact with the windshield, wiper rubber will slowly harden and no longer pliable. As a result, these rubber (commonly called dead rubber) will be rough in the future be used to wash your windshield.
3. Try all four tires in the state were raised, does not stick to the floor
Way, simply by using a jack and a stand-jack. The intent was awake and not a car suspension is burdened by heavy vehicles. A car that is never used in a long time suspension will usually go up and down, so that when used later, the car will feel uncomfortable.
4. Remove the battery if the car is more than two weeks left
Why? The reason is because car batteries are very sensitive. When the vehicle was not turned on at all in two weeks or more (especially when you leave home there are no helpers), it will affect the battery, which can be damaged faster than the vehicle is used daily.
5. When the parking lot side, chock your tires with four beams
This applies to those that have a garage with a sloping surface. In the first tips that are not mentioned either enter a position if the vehicle handbrake was left long enough, but how if the surface is tilted? It is easy, simply chock all four tires with blocks or other hard object so that the car has not changed position.
6. Put fragrances, cars, and cars with a cover cap
Fragrances, serves to neutralize the musty odor that may arise because the space in a closed car in a long time. In addition, cars that are left in the open state also allows dust particles to enter the car through the cracks, which it certainly is not desired by any car owner. To avoid it, just buy an ordinary car covers are sold in car accessory shops.
In driving, there is the term “understeer” and “oversteer”. Maybe you have or have often heard these two words. Just like what the symptoms of a vehicle, perhaps you have not experienced it. Or if ever, perhaps because you do not feel it does not know which one over, which is under.
Well, to understand it, can see the explanation below. Also, how to cope when experiencing.
Understeer
Symptoms tend to car straight, although the steering has been deflected. Commonly known as skid traction because the front is missing. If this was a panic-drivers-especially large potential for harm because the car out of the road.
How to cope :
1. Immediately slowed until traction vehicle back.
2. Do not add spin the wheel, or brakes.
3. Cut down on the accelerator gradually.
4. Reduce the steering wheel rotation.
Oversteer
The opposite of understeer, the rear tires lose grip. Consequently, the stern of the car to shift or twist.
The cause, most commonly we do braking when turning. At that time, the weight moves forward so that makes the rear tires less grip on power. Another factor for turning the steering wheel abruptly.
The danger, the car can be out of control and collided with something from the side. Meanwhile, the sides are not protected as well as front or rear.
How to cope :
1. Do not brake.
2. Do not move the position of the hands on the steering wheel.
3. Make a counter-steering or “reply to” steering wheel with alacrity, but not excessive.
4. Cut down on the accelerator (for rear wheel drive car).
5. Add just enough pressure on the gas pedal (for the front wheels moving car).
6. Move your eyes to the point of going to the intended
7. Be prepared to return the wheel to its original position
For motorists who drive a car with a Multi Information Display (MID) device can easily monitor the use of fuel. Then, how about the MID figures show that wasteful fuel usage? Least wasteful fuel consumption also depends on driving style, technical factors other than mechanical course.
Here are some tips and tricks that need to be done to reduce fuel budget:
- Do not stomping.
Pedal must be stable and gradual. If you step on the gas pedal abruptly, auto fuel that will be sucked into the combustion chamber is also growing. Meanwhile, at that time was still low engine rpm. Consequently not all that fuel into the engine room fire. Which is called a waste. Because no fuel coming out in the form of energy, but go wasted through exhaust.
- Discover the engine RPM.
One way to make an efficient fuel consumption is to change gear (transmission) the right, which is when the engine reaches maximum torque (maximum moment).Gearshift when cars were in need of torque (thrust force), should be conducted with respect to information about the maximum moment (maximum torque) of each car (usually in units of kgm / rpm). Meanwhile, if the vehicle is moving (where the thrust is not needed), the most efficient when driving with the RPM between 2500 until 3500 and with the highest gear.
For example, technical data on the manual written book Maximum torque: 200Nm/3750rpm. This means that the highest moment of 200Nm occurs at the time of rotating machines as much as 3750 per minute.
In this example, means that we should make the shift gear when the figure shows the range of 3750 rpm. Figures can be viewed at RPM tachometer located on the dashboard of a car.
Figures RPM on tachometer very important note. To streamline fuel consumption, while speeding down the road. Keep the engine speed at the maximum torque range. Because, that’s when fuel supply is in accordance with the output from the machine.
One habit that is often overlooked driver is: do not immediately adjust the gears after lowering speed (deceleration). After running hard and then suddenly put the brakes suddenly, you should also pass the shift gear to a lower position.
- Measure the HC and CO.
Whether or not extravagant consumption of fuel is also determined by engine components. Machine components that have a lot of wear / damage can cause incomplete combustion processes.To detect it, check the exhaust emissions. If the examination results show the value of HC (hydrocarbon) and CO (carbon monoxide) is too high, this is a sign of combustion in combustion chamber is not perfect (lots of wasted fuel).
- Expenses and Activator.
Another factor that determines the fuel consumption is a load and drive (drive vehicles). Increasingly heavy burden to be transported, their consumption will also increase. The definition of driving include: couplings, bearings (wheel), coupling (propeller shaft), axles, and wheels.
When these components worn or damaged, would cause loss of power generated by the engine to push the car running. Meanwhile, fuel consumption remains large. Related to the wheels, use of large tires and wheels, including the factors that affect fuel consumption.
Here, other tips are also noteworthy:
- Habits out of the office lunch / evening, preferably reduced. Bring lunch / delivery seemed better.
- If traveling, take the family / colleagues that one purpose / intention to go together in one car. For the same matters do not necessarily have to run two or three vehicles while with one unit will suffice.
- Switch to public transport such as busways, railway, or metrominis.
- When a traffic jam, while out of town, you should stop first. Changing other activities such as rest, eat, go to the bathroom, or fill the fuel to decompose congestion.
- Drive gently. Reduce the frequency of braking. When facing a red light does not need to step on the gas, let the car slide because they must be stopped. Reduce the frequency stepping on the gas and brakes. This is the step energy disposal in vain.
- When sliding or decreased, gear should not be positioned at neutral. Engine brake effect proved more economical fuel than stationary.
- Turn on the AC as needed.
- Ask workshop setting appropriate timing according to the type of fuel used. Ignition point too forward or backward resulting wasteful of fuel.
- Clean the air filters (can be done by yourself) per 2500 km, or depending on conditions.
- Do not heat the car for too long, maximum 2 minutes. Warming-up machine for 30 minutes, synonymous with traffic for 30 minutes as well.
- Find the route / alternative road is not jammed, out a little with the current path is more save.
Have you ever bothered with the appearance of strange noises from under your car? Of course very annoying and not make a bad mood? Usually, the noise is experienced by an old car over five years. The solution, take it to the mechanic and the mechanic will resolve the dispute. It’s easy, isn’t it?
But for car owners who want to know the source of the sound before taking it to the shop, not to impress ‘fooled’ by the workshop, here are some parts that need to be checked to make sure:
- Arm Bushing
Characteristic sounds produced in this section is repeated loud squealing noise, especially when the wheels through a bumpy road. It’s a sign that the rubber is brittle aka no longer flexible and should be replaced with new ones.
- Ball Joint
The sound is heard in this section is when the tire up to a maximum deflected to the left or right, you will hear the sound of clashing metal. Handling can be given a fat / grease on the part, or replaced with new ones.
- Bushing / Strut-Bar
The voice is heard in this section is accompanied by the sound of clashing metal voice squeaking at the bottom of the front seat, which is more subtle than the sound of screeching at no. 1. The reason is the rubber strut-bar is brittle or broken. Replace with new ones immediately.
- Bearing or ball bearing
Characteristic buzzing sound is generated, a sign that the bearing is cracked or broken. If not promptly replaced, ball bearing wheels can come loose and it will be difficult to spin. The reason is the fat or oil has run out or damaged roads often pass in a high speed.
- Stabilizer Link
Voice ‘duk-duk’ smooth, both in front and behind, which arises because the rubber that has been broken. The cause is often passing in high-speed roads. Immediately replace with new rubber.
- Tie-Rod Long
The voice that arises also in the form ‘duk-duk’ fine underneath the front car, while car running. This is due to grease on the connection has been depleted and needs recharging.
- Per Leaf Rear
Screeching sound comes from this part dry and rusted. Overcome this problem by smearing each leaf with a lubricant or oil, or also slipped pieces of rubber inner tube between the plates per.
- Shockbreaker
Beep ‘jedhug’ will sound if the vehicle passing through a hole in a high speed. We felt it would also slashes hard, especially on the shockbreaker the dead.
